everything but

riches.  if you have everything but riches.  if you have everything but wealth.  if you have everything but financial security.  if you have everything but you have debt.  if you have everything but peace of mind.  if you have everything but you have worries.  if you have everything but you have doubt.  if you have everything but you have an uncertain future.  if you have everything but you have bills.  if you have everything but not enough savings.  if you have everything but not enough money for retirement.  if you have everything but not enough money to move to a bigger house.  if you have everything but not enough money for an expensive car.  if you have everything but not enough money for name brand clothes.  if you have everything but not enough money for elaborate trips.  if you have everything but not enough money to stop working.  if you have everything but not enough money to join a country club.  if you have everything but not enough money to remodel your house.  if you have everything but you always have to worry about money – then you have everything you will ever need and you are very lucky.  if not getting rich is the worst thing that ever happens to you – then you struck the life lottery.  congrats!